a prepaid credit card is perfect if you prefer a collection amount to invest your self. Load your prepaid credit card with money or top up through Westpac One banking that is online and you’re willing to spend online, over the telephone or in shop.
Where can i take advantage of it?
Ways to get one
How exactly to make use of it
Are you aware.
It is possible to save your self cash across the global globe making use of an ATM at some of our overseas bank partners? You will save yourself $3 on every transaction*. Find down more >
No account necessary
You certainly do not need a Westpac account to have a prepaid credit card.
It’s reloadable
You are able to top your prepay card up as frequently while you want.
It is very easy to manage
No bill that is monthly interest to cover.
Where could I make use of my prepaid credit card?
Pay On Line
Regarding the phone
ATM devices
Anywhere Visa is accepted
Ways to get one?
A Prepaid can be bought by you card from any Westpac branch (it costs $20), and also you won’t need to be a Westpac approved-cash.com/payday-loans-pa/ client to have one.
You will have to bring:
If you should be involving the many years of 13 and 17, you will require a moms and dad or guardian to signal the job.
How exactly to utilize it
Load your card
Load your card together with your plumped for amount of cash (minimum very very first deposit of $50), and load a PIN quantity.
Top it up
Top up/reload your card making use of Westpac One online banking or phone banking (if you should be a current client), Westpac ATMs, or at a Westpac branch**.
Utilizing it
By using your card that is prepaid in or at an ATM, choose the ‘credit’ key.
| Westpac prepaid credit card (excluding The Westpac Global Currency Card) – Fees | |||
| Listed here table explains Westpac’s prepaid credit card charges (excluding The Westpac Global Currency Card), where you are able to utilize the cards as well as the minimal and maximum quantities you are able to load onto every type of prepaid credit card. There is the restrictions and costs for the Westpac worldwide Currency Card at westpaccurrencycard.co.nz |
Other cards to take into account
EFTPOS card
An EFTPOS card links to your deal account, therefore it’s easy to use for the to day banking day.
Debit MastercardВ®
Ideal for everyday usage, and links to your deal account, which means you are investing your very own cash.
Airpointsв„ў Debit MastercardВ®
Some great benefits of a Debit card, having the ability to make Airpoints if you use your card.
More about Prepaid cards
When does my prepaid credit card expire?
Your card will expire in the date printed on its front side. When you yourself have an unused stability, you may either move it to an upgraded card ($20 charge) or we’re going to refund you the stability.
How can I top or reload my prepaid credit card?
At a branchYou can top your Prepaid at any Westpac branch the price is $3.
Just take your card in, and top up the total amount with money or any other debit or bank card.
On the web You can see your card stability and top it up making use of Westpac One online banking.
To have your card that is prepaid to in your on line banking profile, give us a call on 0800 888 111.
As soon as the card is showing you can merely move cash from your money to your prepaid credit card, making use of the prompts.
Should your card is not showing, you’ll nevertheless move money to it by after these actions:
- Login to Westpac One and then click on ‘Transfer money/pay anybody’
- Choose ‘Set up and save your self anyone to pay that is new’ and go into the prepaid credit card as being a ‘Westpac Visa’
- Stick to the remaining portion of the guidelines to accomplish the transfer and set-up
You are able to top your prepaid up at any Westpac branch the price is $3.
You need to take your card in, and top up the total amount with money or any other debit or bank card.
On the web You can see your card stability and top it up making use of Westpac One banking that is online.
To have your prepaid credit card to exhibit in your on line banking profile, give us a call on 0800 888 111.
When the card is showing you can easily move funds from your money to your prepaid credit card, utilising the prompts.
In case your card is not showing, it is possible to nevertheless move money to it by using these actions:
- Login to Westpac One and then click on ‘Transfer money/pay anyone’
- Choose ‘Set up and save yourself anyone to new pay online’ and go into the prepaid credit card as being a ‘Westpac Visa’
- Stick to the remaining portion of the guidelines to accomplish the transfer and set-up
Where may be the safety rule on my prepaid credit card?
On Visa, Mastercard and our Prepaid cards, you will find the 3 safety rule regarding the relative straight straight back of one’s card.
exactly exactly How old do i must be getting a card that is prepaid?
You could get a card if you are 13 or higher but if you should be involving the many years of 13 and 17, you may need a moms and dad or guardian to signal the job.
Conditions and terms
*The NZ$3 international deal charge saving relates to utilization of Westpac Visa at ATMs owned by any person in the worldwide ATM Alliance and it is susceptible to alter. International ATM Alliance user banking institutions are susceptible to alter. Other worldwide and standard costs use, including currency that is foreign charges relate to the Transaction and Service charges pamphlet for details.
** there clearly was a $1.00 cost for the load that is electronic and $3.00 cost for a handbook load at ATMs plus in branch.
NOTE: if you make use of your Westpac Prepaid card to withdraw money from offshore ATMs your deals will incur a foreign exchange transformation cost. This can be presently 2.5percent associated with brand New Zealand converted value regarding the foreign exchange deal quantity. The money transformation cost will be presented on your own declaration.
Rates of interest and charges are present as at 27 2020 and are subject to change without notice november.